Isamail, Mohamad Zaim, Syazwani Abd Rahim, Muhammad Azizur Rahman Ramli, Aemy Aziz, and Munirah Zakaria. “Affordable Islamic Housing Finance Models: A Critical Analysis of Musharakah Mutanaqisah (MM) Implementation in Malaysia (2024-2026)”. Journal of Islamic, Social, Economics and Development 11, no. 83 (July 8, 2026): 883–896. Accessed July 26, 2026. https://academicinspired.com/jised/article/view/3939.