Ab Rahman, Siti Maziah. “Integration of Digital Financial Literacy, Artificial Intelligence (AI) Adoption, and Self-Efficacy in Driving Personal Financial Planning (FIN533) Among UiTM Students”. Journal of Islamic, Social, Economics and Development, vol. 11, no. 81, Apr. 2026, pp. 933-9, https://academicinspired.com/jised/article/view/4205.