Auwal Salisu, and Dr. Shahir Akram Hassan. “A REVIEW ON SHARIA REGULATORY FRAMEWORK (SRFW) OF ISLAMIC FINANCIAL INSTITUTIONS (IFIs) MALAYSIA BASED ON ISLAMIC SPIRITUAL QUALITIES”. Journal of Islamic, Social, Economics and Development, vol. 5, no. 30, June 2020, https://academicinspired.com/jised/article/view/1115.