Albantani, Azkia Muharo, Muhammad Sabri Sahrir, Mohd Fauzi Abdul Hamid, Mohamad Lukman Al Hakim Md Noor, and Asep Sopian. 2026. “Digital Competence and Strategic AI Tool Selection in Higher Education: Evidence from Indonesian University Students”. Journal of Islamic, Social, Economics and Development 11 (88):137-51. https://doi.org/10.55573/JISED.118810.