OTHMAN, Siti Nur Amira; KU ABD AZIZ, Ku Nur Ilyani; AMINADDIN, Nabihah; ANUAR, Muhammad Ashraf. Key drivers of digital banking adoption in Malaysia: The role of convenience and user perceptions from Technology Acceptance Model perspectives (TAM). Journal of Islamic, Social, Economics and Development, [S. l.], v. 11, n. 82, p. 414–430, 2026. Disponível em: https://academicinspired.com/jised/article/view/4110. Acesso em: 30 may. 2026.