WAN NAWANG, Wan Rasyidah. Digital smarts, financial starts: How digital financial literacy influences spending, saving, and financial well-being. Journal of Islamic, Social, Economics and Development, [S. l.], v. 10, n. 75, p. 199–217, 2025. DOI: 10.55573/jised.v10i75.3303. Disponível em: https://academicinspired.com/jised/article/view/3303. Acesso em: 14 nov. 2026.