ABD SAMAD, Khairunnisa; AHMAD , Khaizie Sazimah; JUHARI, Joeaiza; ABDUL RAHIM, Najihah; SEHAT, Nani Shuhada. A proposed framework for psychological drivers of BNPL User’s spending behaviour. . Journal of Islamic, Social, Economics and Development, [S. l.], v. 10, n. 75, p. 129–136, 2025. DOI: 10.55573/jised.v10i75.3283. Disponível em: https://academicinspired.com/jised/article/view/3283. Acesso em: 14 nov. 2026.