AB. RAHMAN , Siti Maziah; ABDULLAH , Maznah; NIK ISMAIL , Nik Rozhan; USMAN , Zaihan; MD APANDI , Hassanul Firman; MUHAMMAD , Mohd Zainuri; YUSOFF , Azahar. A conceptual framework: The effect of saving planning, debt investment planning and retirement planning on personal financial planning among Amanah Ikhtiar Members (AIM), in Tumpat. Journal of Islamic, Social, Economics and Development, [S. l.], v. 10, n. 69, 2025. Disponível em: https://academicinspired.com/jised/article/view/2831. Acesso em: 18 apr. 2025.