AB RAHMAN, Siti Maziah; GHAZALI , Siti Aswani; NAWAWI , Rabihah; AB RAHMAN , Hasnuddin; MD NOR , Nor Haryanti; MOHD AZNAN , Nadia Farleena; NIK MUHAMMAD NAZIMAN , Yusrina Hayati. A CONCEPTUAL FRAMEWORK ON THE ASSESSING FACTORS THAT INFLUENCE THE EFFECTIVENESS OF CASHLESS AMONG UITM STUDENTS IN KOTA BHARU. Journal of Islamic, Social, Economics and Development, [S. l.], v. 9, n. 66, p. 537 – 548, 2024. Disponível em: https://academicinspired.com/jised/article/view/2549. Acesso em: 27 oct. 2024.