Mat Nawi H, Kassim Z, Muda S, Idris AR. From fragmentation to lifespan financial protection: Developing a six-pillar retirement planning framework for Malaysian military families raising children with special needs. IJAFB [Internet]. 2026 Nov. 9 [cited 2026 Nov. 10];11(70):63-8. Available from: https://academicinspired.com/ijafb/article/view/4479