Siti Zuraidah Binti Zainal, Dr Muhammad Nizam Bin Jali, Dr Ahmad Fauzi Bin Ahmad Zaini, Dr Nan Zakiah Binti Megat Ibrahim. THE ROLE OF KNOWLEDGE TRANSFER IN DETERMINING DEBT LITERACY TOWARD MICRO ENTERPRISES’ ABILITY TO REPAY DEBT IN MALAYSIA. IJAFB [Internet]. 2022 Mar. 31 [cited 2024 Dec. 22];7(39). Available from: https://academicinspired.com/ijafb/article/view/396