Mohd Zaid, Noor Azila, Aini Hayati Musa, Hazira Mohd Nasir, Asiah Ali, Azila Sahrim, and Aslizah Mohd-Aris. “From Financial Knowledge to Financial Capability: The Role of Teaching and Learning Approaches Among University Students – A Conceptual Paper”. International Journal of Accounting, Finance and Business 11, no. 69 (October 22, 2026): 237–245. Accessed October 27, 2026. https://academicinspired.com/ijafb/article/view/4555.