ðŽð«ð²ð³ðš ð’ðšðð¢ð¯ðš ð‡ðžð§ð¢ð§ð ðð²ðšð¬, ð€ð«ð¢ ðŠð®ð§ðœðšð«ðš ð–ð¢ððšð ðð¨, and Sð¢ðð¢ ð‘ð¨ðœð¡ð¦ðšð¡ ðˆð¤ðš. “THE EFFECT OF INCOME SMOOTHING ON LOAN LOSS PROVISIONS WITH AUDIT QUALITY AS A MODERATING VARIABLE: INDONESIA EVIDENCE”. International Journal of Accounting, Finance and Business 6, no. 32 (March 31, 2021). Accessed May 27, 2025. https://academicinspired.com/ijafb/article/view/291.