MAT NAWI, Hafizah; KASSIM, Zarina; ONG, Hock Siong; MUDA, Salwa; IDRIS, Asma’ Rashidah. Beyond financial literacy: A structural financial burden framework for retirement planning among Malaysian military families raising special needs children. International Journal of Accounting, Finance and Business, [S. l.], v. 11, n. 70, p. 84–102, 2026. DOI: 10.55573/IJAFB.117007. Disponível em: https://academicinspired.com/ijafb/article/view/4484. Acesso em: 10 nov. 2026.