MUHAMAD, Mahathir; ISMAIL , Mohammad; MUHAYIDDIN , Mohd Nazri; ABDULLAH , Ahmad Ridhuwan; MAT YUNOH, Muhammad Naqib; MAT HASSAN, Abd Aziz. A conceptual model of digital banking adoption intention in Malaysia: Integrating TAM and TPB. International Journal of Accounting, Finance and Business, [S. l.], v. 11, n. 64, p. 46–53, 2026. Disponível em: https://academicinspired.com/ijafb/article/view/3956. Acesso em: 16 mar. 2026.