Farah Safura Muhammud, & Nurul Syifa Bt Mahmad Zahri. (2022). MORATORIUM AND IMPACT ON BORROWERS AND BANKING INSTITUTIONS: A STUDY IN SEBERANG PERAI, PENANG. International Journal of Accounting, Finance and Business, 7(40). Retrieved from https://academicinspired.com/ijafb/article/view/418